Thursday, August 27, 2020

Whether Muslim-majority Kashmir Valley, should be separated from India Essay

Regardless of whether Muslim-larger part Kashmir Valley, ought to be isolated from India or should the whole Jammu and Kashmir State of India be isolated from India, including no - Essay Example Also, this paper presents a portion of the potential arrangements that have been offered for the goals of this issue and endeavors to propose a potential answer for shut down this issue for the last time. Kashmir is situated in the Northwest of the sub mainland. Generally, the valley comprised of the territory lying between extraordinary Himalayas and the Pir Panjal go. In any case, current Kashmir is alluded to the region directed by India †Kashmir valley, Jammu and Ladakh; the territory regulated by Pakistan †Azad Kashmir; and Aksai Chin, which is in China (Wikipedia.org, 2007). Kashmir has consistently been a Muslim greater part region. According to the 1901 statistics that was done by British Indian Empire, practically 75% of the populace comprised of Muslims, 24% were Hindus, and the others were Buddhists. The significant populace of Hindus was in Jammu which had practically half Hindus populace, though in Kashmir valley, Muslims were in predominant greater part with around 94% of the complete populace and Hindus were just 5% (Imperial Gazetteer of India, 1908). According to the enumeration of 1941, Muslim populace of Kashmir was 93.6% and Hindus were just 4% (Mridu, 2004). In 2003, the rate populace of Muslims in the Kashmir valley was 95% with Hindus just 4%. In Jammu, the rate populace of Hindus was 66% and Muslims 30% (BBC, 2003). These figures unmistakably show that Kashmir valley has been a Muslim prevailing zone as far as populace while the significant part of populace in Jammu comprises of Hindus with Muslims as second lion's share. According to the recipe for partitioning the sub landmass, concurred between both Hindu and Muslim pioneers, the province of Jammu and Kashmir was to be either connected with Pakistan because of its Muslim dominant part in populace, or must be related with India if the individuals of Kashmir need that. There was no goals or counsel to make it a different state, liberated from both Indian and Pakistani limit. The individuals of

Friday, August 21, 2020

Looking for a Loan with No Credit Check Here Are the Pros and Cons

Looking for a Loan with No Credit Check Here Are the Pros and Cons Looking for a Loan with No Credit Check? Here Are the Pros and Cons Looking for a Loan with No Credit Check? Here Are the Pros and ConsIf youre going to apply for a no credit check loan, you need to consider all your options and understand exactly what youll be getting yourself into.If you take just a few minutes to check out the Financial Sense Blog (and you should, we work hard on it) you’ll see many articles about how you can improve your credit and why your credit is so important.And the main reason why your credit score is so important is that it allows you to get better rates on loans and credit cards. Unless you’re the kind of rich where you use Benjamins as napkins, you’re going to need to borrow money at some point. So what can you do if you need a personal loan, but you don’t have good credit?One option you might consider is a no credit check loan. Even though that might sound too good to be true, they do exist! But they come with a catch. Multiple catches, actually. Let’s get into it. Credit check check-inBefore we get into the d etails of no credit check loans, let’s just go over what a credit check is. On a basic level, when a potential lender performs a credit check on you, they’re looking to get a copy of your credit report, which contains information on how youve used credit in the past.You actually have three credit reports, one each from the three major credit reporting agencies: Experian, TransUnion, and Equifax. Information across the credit reports can vary, which means that your credit score can change depending on which report is used to calculate it. To request a free copy of your credit report, visit www.AnnualCreditReport.com.There are two kinds of credit checks:  hard credit checks and soft credit checks. Hard credit checks show up on your credit report temporarily and will negatively affect your credit score. Soft credit checks will not. So if you are considering a loan that requires a credit check, that’s one factor to take into account.Pro: they dont require a credit check.  The adva ntage of no credit check loans is right there in the name. You don’t have to undergo a credit check to get one, so you could qualify for one even if you can’t pass a credit check.As for the negatives … there are quite a few.Con: theyre more expensive.“Typically, when a loan calls for no credit check, it attracts individuals who might not have stellar credit histories,” explained CPA Riley Adams (@TheRiles89). “As a result, these loans can sometimes have higher hidden costs in the form of higher fees, interest rates, or onerous terms which make repaying the loan difficult.While advisable to avoid taking out such loans, the reality is a lot of people rely on low incomes, have little-to-no-savings, and havent been able to build a solid credit history to be attractive to the most advantageous lenders.Pro: theyre fast and easy.“A benefit of a no credit check loan is that quite often, said Adams, the application and work required to receive the money are fairly straightforwa rd and easy and the money is available the same day or next.However, as mentioned before, there are likely to be hidden costs in exchange for this easy access to cash in times of need.”Con: predatory lenders abound.Not only do no credit check loans appeal to those have negative credit histories, but they’re also marketed to those who may not always have the best financial knowledge.“The problem with these unconventional loans is they are typically marketed to people who are the least financially sophisticated and capable of understanding and evaluating the risks that they are taking with these loans,” warned bankruptcy attorney Bradley R. Bailyn.“Obviously this type of loan presents a higher risk for the lender which is going to translate into much higher interest and fees for the borrower. There are situations when someone who can afford the mortgage would take such a loan, but generally, it’s going to be people who are not qualified for this kind of financing and who a re going to end up losing the down payment which may constitute their entire life savings.”Con: they could trap you in a debt cycle.And it can be very hard to undo the damage done by taking on one of these no credit check loans.“Taking out a no credit check loan is putting yourself on the fast track to getting trapped in a debt cycle,” Leslie H. Tayne Esq. (@LeslieHTayneEsq), Founder and Head Attorney at Tayne Law Group (@taynelawgroup), told us.“Because of the extremely high interest rates, you may end up taking out another loan or paying to extend the length of your current loan. Both of these means you’re paying even more in interest and getting stuck in a vicious cycle that is incredibly difficult to break out of.”Consider all your options.So what are your options if you don’t have great credit but you’re worried about the dangers of no credit check loans?Here are some alternatives Tayne suggested:“Many smaller community banks and credit unions will offer small personal loans  to customers with poor credit. These will have capped interest rates, which will be much more reasonable than a no credit check loan.“Get a cosigner: Rather than opting for a no credit check loan, consider asking a friend or relative to be a cosigner on a personal loan. However, be sure you recognize the responsibility of having a cosigner. If you default on the loan, the cosigner is responsible for repaying the loan.“If money is very tight, consider negotiating some of your bills. You can talk to your landlord, cable provider, phone company, etc. about lowering your monthly payment or extending your due date. It’s very possible that they will say no, but you’ll never know if you don’t ask. And if they agree to it, it can provide you with some relief for the time being.“Turn to your emergency fund: Rather than taking out a loan, use your own money if possible. If the situation is truly a financial crisis, your emergency fund is there for a reason.“Impr ove your credit score: Working to improve your credit score will improve your overall financial health and help you get approved for a traditional personal loan, should you need one. The most effective way to improve your score is to make your payments on time and as completely as possible.”Should you check out a soft credit check loan?You could also look at different kinds of bad credit loans  and installment loans that may require a soft credit check or another way of verifying your ability to repay. The right bad credit lender will be better than payday loans, cash advances, and title loans, which should be considered an absolute last resort at best.“Other services also exist which can provide access to credit at better rates than say, ‘payday lenders,’ who can charge rates in excess of 400-500 percent in order to guarantee they recoup their money and receive a profit,” Adams confirmed. “These lenders are some of the worst you can deal with given their penchant to cha rge the highest costs on the least creditworthy borrowers. There is almost always a better choice if you look hard enough.”Having bad credit isn’t an easy situation. But if you aren’t careful about the kinds of loans you seek out, it can get even worse. To learn more about how you can improve your financial situation, check out these related posts and articles from OppLoans:A Beginner’s Guide to Budgeting8 Good Habits to Get Your Financesâ€"and Your Lifeâ€"on TrackYour Guide to Escaping a Debt Trap10 Good Money Habits to Make Your Friends JealousDo you have a personal finance question youd like us to answer?  Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributorsRiley Adams (@TheRiles89) is a licensed CPA in the state of Louisiana working as a Senior Financial Analyst for a Fortune 500 company in New Orleans. He has a personal finance blog dedicated to helping young professionals fin d financial independence at YoungAndTheInvested.com.Bradley R. Bailyn has a lifelong background in and passion for finding legal solutions to financial challenges for individuals and small businesses. His knowledge and skills are diverse by necessity, including lawsuit defense and asset protection strategies, structuring real estate transactions, modifying costly loans, mortgages and business contracts, fighting foreclosures and evictions, structuring commercial real estate leases, employment law compliance, government investigations, fines and penalties, due diligence in the MA process, and fighting bills for tax and utility arrears.Leslie H. Tayne, Esq.  (@LeslieHTayneEsq) has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Leslie is the founder and head attorney at  Tayne Law Group  (@taynelawgroup), which specializes in debt relief.

Monday, May 25, 2020

Reflection On Self Evaluation / Reflections - 1612 Words

Self Evaluation/ Reflections Every one has their subjects that they love and hate, and for it was defiantly writing. Writing is something I dreaded for a long time; I developed my hatred towards writing since probably elementary school. I hate writing when I’m expected to put a spin on a subject that just doesn’t work for me, personally. There are many times when I have papers due and sometimes I feel like I have nothing to say towards the topic. I could write a paragraph but to continuously write paragraphs after paragraphs it gets a little harder. I always contradict myself in my writings but that is something I have grown out of. Writing is time consuming and requires a lot of effort. They require a lot of planning and usually some accompanying reading and note taking. Taking notes is one of my weaknesses. In some intuitions like my high school for instances there was not enough time is given to the rough draft and not enough feedback is given before the essay rece ives a final grade. I personally believe that not everyone is a natural-born writer; but I do believe that everyone has the capability to become a decent writer. I honestly can say I have grown as a writer over the years. Since the semester has started I feel like I have accomplished a lot in my writings. As the semester comes to an end I find myself reflecting not only how I have improved as a writer the first semester but also what I have learned. The most important thing I have learned so far is how toShow MoreRelatedSelf Evaluation And Self Reflection Essay1801 Words   |  8 Pageson the ground covered plays a more critical role. Primarily, self-reflection in professional development allows one to identify milestones that have been overcome, the current state of affairs and the projected targets. The identification of prevailing failures in the process provides a glimpse into what needs to be changed in order for the target to be achieved within the set timeframe. The concept of self-evaluation and self-reflection encapsulates a complex synthesis of the development of employabilityRead MoreReflection Paper On Self-Evaluation1131 Words   |  5 PagesSelf-evaluation builds on a natural tendency to check out the progress of one’s own learning and to improve. Being a foreign medical graduate, and a stay-at-home mom for the last 17 years, I felt nervous around my colleagues who are professionals and experts in their fields due to years of experience that I felt I did not yet have. This paper discusses peer feedback and self-assessment based on multiple negotiation exercises performed by me during the on-campus visit of summer, 2017. For exampleRead MoreApplication Of Self Reflection And Self Evaluation1633 Words   |  7 PagesProfessional Progress The purpose of this assignment is to go through a process of self-reflection and self-evaluation to discover the scope of personal and professional development, while enrolled in an undergraduate nursing program. This paper looks at my accomplishment of meeting all eight behaviors that are specific outcomes of the nursing program including: critical thinking, nursing practice, communication, teaching, research, leadership, professionalism, and culture. These accomplishmentsRead MoreThe Development Of A Pdp917 Words   |  4 Pages(e.g. reflective and self-evaluation) and objective (e.g. analysis of PACT). These can give different perspective on performance and can help at broaden the range of methods we employ. Reflection According to Lew and Schmidt (2011) the role of reflection in education has created an upsurge of interest amongst educators and researchers since Dewey’s 1991 ground-breaking work, which emphasized the positive roles that reflection might play in fostering students’ self-reflection, critical thinking, andRead MoreThe Theory Of Reflective Practice Within Healthcare And Nursing894 Words   |  4 Pagesthe quality of care delivered to patients. Reflection and reflective practice can be defined in many ways. Therefore, Mackintosh (2015) argues that the definitions of reflection are unclear, flawed and lack clarity. It can be argued that reflection is reviewing an experience within practice to describe, analyse, evaluate and inform learning about practice, Reid (1993). However, Jasper Melanie, Rosser Megan and Mooney Gail (2013) argue that reflection in nursing is a way for nurses to learn fromRead MoreThe Professional Development Of A Teacher1631 Words   |  7 Pagesimportance of evaluation which is one of the four key aspects I have chosen to discuss. I believe that evaluation is an extremely important aspect in relation to the professional development of a teacher. Two common types of evaluation which are carried out are peer evaluation and self evaluation. Firstly, peer evaluation allows the opportunity for teachers to receive constructive feedback and criticism in order to aid and improve the effectiveness of their teaching. Often peer evaluation is carriedRead MoreErik Erikson s Psychosocial Development1629 Words   |  7 PagesReflection Paper #4 Erik Erikson’s psychosocial stages theory suggests that people pass through eight distinctive developmental stages as they grow and change throughout their lives. Integrity versus despair is the eighth and final stage of Erikson’s stage theory of psychosocial development. This stage begins at approximately age 60 and ends at death. The crisis represented by this last life stage is integrity versus despair. Erikson proposed that this stage begins when the individual experiencesRead MoreProfessional Development Of An Effective Teacher1432 Words   |  6 Pageshighlights The importance of evaluation which is one of the four key aspects I have chosen to discuss. I believe that evaluation is an extremely important aspect of the professional development of a teacher. Two types of evaluation I would like to focus on are self- evaluation and peer evaluation. Firstly, Peer evaluation allows the opportunity for teachers to receive constructive feedback in order to aid and to improve the effectiveness of their teaching. Often peer evaluation is carried out by anotherRead MoreThe Importance Of Critical Reflection On Teaching1270 Words   |  6 PagesImportance of reflection: Reflection on practice has different meanings, in my view it means constructive criticism: being honest with myself, becoming aware of and understanding my own strengths, and being able to review activities and constantly test assumptions related to our work. These have been my approach to critical reflection throughout the year. This is supported by Brookfield, he says that Critically reflective teaching happens when we identify and scrutinise the assumptions that undergirdRead MoreSample Field Trips At The Zoo851 Words   |  4 PagesRead-a-Loud Programs Scheduling read-a-loud sessions (in the target language) with younger children not only applies learning but offers opportunity to self-evaluate, too. Hearing oneself speak or read with fluency in a non-judgmental environment of younger children such as kinder or first graders boost self-esteem and offers a form of safe peer-evaluation. Any opportunity to use the target language in a real activity, such as read-a-loud sessions with younger children, improves learning. 38) Community

Thursday, May 14, 2020

Kendrick Lamar An Overview - 1101 Words

Kendrick Lamar Duckworth, who is also known as Kendrick Lamar, was born in Compton, California, on June 17, 1987. After writing stories as a child, he put to music some lyrics about the rough Compton streets he grew up on. His stage name was K-Dot when he first started to get the lime light, releasing a series of popular mix tapes, which brought him to the attention of hip-hop producer Dr. Dre. Lamar s debut major-label recording, good kid, m.A.A.d City, was released to great sales for an up-and-coming recording artist. He continued to receive accolades for his 2015 Grammy-winning album â€Å"To Pimp a Butterfly†. Kendrick Lamar Duckworth was born in Compton, California, on June 17, 1987. His parents moved to Compton from Chicago to get away the city s gang culture, although his father was a part of the notorious Gangster Disciples gang. When the the 80s crack trade and West Coast gang presence increased, Lamar grew up around a lot of street activity, but he seemed to be more influenced than scared or harmed by it. He was a good student who enjoyed writing, stories and poems, and then came the lyrics for his music. Lamar s family was directly touched by the violence of the streets, yet he stayed thoughtful soft-spoken, and a great observer, even as a child. He adopted the stage name K-Dot and began performing his lyrics as a rapper. In 2003, at the age of 16, he released a mix tape called â€Å"Youngest Head Nigga in Charge†, which got a lot of interest in his native SouthernShow MoreRelatedShoe Line Named Violette By Terry Richardson1628 Words   |  7 Pagesfor Opening Ceremony, alongside super model Cara Delevigne. Not content being behind DJ boards or the head of creative teams, Vashtie has found herself behind the camera, directing videos for Justin Bieber (â€Å"One Time†), Joey Bada$$ (â€Å"Waves†), Kendrick Lamar (â€Å"ADHD†), Kid Cudi (including a short film), Solange, and more (Kola, Va$htie 2016). She also directed the commercial campaigns for the Pepsi Refresh Program that starred Will.i.am and featured LMFAO, which aired at the 2009 MTV Video Music AwardsRead MoreAn Understanding Of Inequity : How Authority Affects Pay Differences Between Women And Men2542 Words   |  11 PagesLeadership, Accountability and Ethics, 11 (1), 50-63. Retrieved from: http://eds.a.ebscohost.com.proxy1.ncu.edu/ehost Dickens, D. (2011). Measuring adjunct instructor job satisfaction by using Hertzberg’s Motivation- Hygiene Theory (Doctoral dissertation, Lamar University). Retrieved from: http://search.proquest.com.proxy1.ncu.edu Drucker, P. (2007). Management challenges for the 21st century. : Routledge. Dyer, G., Dyer, M. (2015). Strategic leadership for sustainability by higher education: the AmericanRead MoreProject Mgmt296381 Words   |  1186 PagesCholette, San Francisco State; Michael Ensby, Clarkson University; Charles Franz, University of Missouri, Columbia; Raouf Ghattas, DeVry University; Robert Groff, Westwood College; Raffael Guidone, New York City College of Technology; George Kenyon, Lamar University; Elias Konwufine, Keiser University; Rafael Landaeta, Old Dominion University; Muhammad Obeidat, Southern Polytechnic State University; Linda Rose, Westwood College; Oya Tukel, Cleveland State University; and Mahmoud Watad, William Paterson

Wednesday, May 6, 2020

Things Fall Apart By Chinua Achebe - 1452 Words

Imperialism has been characterized as the expansion of rule or even impact by a specific government to the next, or the impact of one general public to the next. In history, imperialism came to its peak during the time of the Roman Empire. In Europe there has never been another empire to rise above and assume control over the Roman Empire. However, imperialism in Africa remained a recorded element from 1750 to 1945. This paper visits how control and changes were influences over the Africans during this time period as seen through Chinua Achebe’s novel Things Fall Apart. (UKEssays, 2015) Europe was experiencing a few financial and political changes that forced the major European forces to investigate abroad regions to add to their resources during the seventeenth century. In order for the European forces to settle in Africa, it was important to apply finish control over the African lifestyle. Political and social control would be essential for the Europeans to build a supportin g domain for acknowledgment of their interests. One of the most intense difficulties to accomplish such control was to embrace the resistance that Africans had against control of their territory by white men. (European Colonization of Americas, 2015) The first important control that would help the recognition of the whole frontier task was to place neighborhood political organization under the imperial power. There were different reactions from the local groups concerning the Europeans powers. A fewShow MoreRelatedThings Fall Apart By Chinua Achebe1415 Words   |  6 Pagesbook Things Fall Apart by Chinua Achebe does just that. This book should be taught in schools because it shows the values and traditions of Achebe’s Igbo culture, persistently teaches life lessons throughout the book, and shows the darker reality of European colonialism in Africa. Chinua Achebe is known as one of the most influential and famous authors to ever write. Chinua Achebe originates from an Igbo background and he expresses that through his writings very well including Things Fall ApartRead MoreThings Fall Apart by Chinua Achebe1324 Words   |  6 Pages Chinua Achebe chose to write his novels in English to reveal a deep response of his people to colonisation and to make that response understood to people all over the world. Things Fall Apart was written in English to teach people worldwide of the struggles he faced and the people of Nigeria faced growing up. Many authors and critics have written about Achebe’s ‘Things fall apart’ adding their valued opinion on what he was trying to say and his decision to write in English. In the followingRead MoreThings Fall Apart By Chinua Achebe Essay1203 Words   |  5 Pages who took their land for monetary gain. This was a dark period of time for Africans that live there. The U.S. Civil War and The Great Depression both can be related, in this instance, to how down their people were because of what happened. Chinua Achebe said it best, â€Å"I would be quite satisfied if my novels...did no more than teach my readers of their past...was not a long night of savagery from which the first European acting on God’s behalf delivered them†(qtd. in â€Å"Morning Yet† 45). In theRead MoreThings Fall Apart By Chinua Achebe2361 Words   |  10 PagesThings Fall Apart Book Critique Things Fall Apart by Chinua Achebe is a historical fiction novel describing the life of Okonkwo in a Nigerian village succumbing to European ways, in order to portray Achebe’s view on imperialism. It was chosen for us to read by our teacher because it describes imperialism and its effects in an Ibo village of Nigeria. It also shows the treatment of natives by the Europeans and how the natives reacted. Things Fall Apart is useful to our course of studies because itRead MoreThings Fall Apart By Chinua Achebe1265 Words   |  6 PagesThings Fall Apart by Chinua Achebe is markedly relevant to our current course of studies in World History, as it tells a story based on European Imperialism in Africa. Coming off the heels of our Imperialism unit, this post-colonial novel provides very helpful context on different civilizations’ perspectives throughout the Age of Imperialism; aside from analyzing death tolls, descriptions of conflicts, and names of countries, it was previousl y hard to envision what life was actually like during thatRead MoreThings Fall Apart by Chinua Achebe 735 Words   |  3 PagesThings fall apart. Achebe. Ernest Gaines once said, â€Å"I write to try to find out who I am. One of my main themes is manliness. I think Im trying to figure out what manliness really is.† Indeed, every society or culture has its own understanding of an ideal man. Even though these characteristics are different in various parts of the world, the significance of masculinity can never be overestimated. â€Å"Things Fall Apart† by Chinua Achebe is considered as one of the best examples of a riseRead MoreThings Fall Apart by Chinua Achebe692 Words   |  3 Pagesthe way to go. Through commercial trading Islam spread into Igboland, and this led to more Igbo people leaving the Igbo way of life for another, whether it be Islam or Christianity which divide the country in two. In the novel Things Fall Apart written by Chinua Achebe British colonialism and the migration of Muslims to Nigeria led to the change in the faith, social and economic changes in the Igbo society. Traditional Igbo faith believes that there is only one creator or god known as ChinekeRead MoreThings Fall Apart By Chinua Achebe897 Words   |  4 PagesIn the novel, â€Å"Things Fall Apart† by Chinua Achebe the Igbo tradition revolves around structured gender role. Everything essential of Igbo life is based on their gender, which throughout the novel it shows the role of women and the position they hold, from their role in the family household, also planting women crops, to bearing children. Although the women were claimed to be weaker and seemed to be treated as objects, in the Igbo culture the women still provided qualities that make them worthyRead MoreThings Fall Apart By Chinua Achebe Essay1851 Words   |  8 Pageschoice and styles are critical not only to the reader’s understanding of the text but to his appreciation as well. How language is effectively manipulated in their writings enhances the reader’s valuing of the works. The selected novel Things Fall Apart by Chinua Achebe is a representation of Igbo culture and their language. It explores the life of an Igbo tribe at the time of when colonization hit Africa. It could be considered as a post-colonial text, as the protagonist of the story and the otherRead MoreThings Fall Apart By Chinua Achebe1948 Words   |  8 Pageswellbeing or their absence. Things Fall Apart is a novel that was written by Chinua Achebe, who is a supporter of multiculturalism as depicted in his book through the appreciation of the differences between cultures. In his novel, Achebe has used the Igbo society as a representation of the African cultural roots. He demonstrates that interactions between cultures have both the constructive and unconstructive consequences. The primary purpose behind Achebe writing Things Fall Apart was to respond to the

Tuesday, May 5, 2020

Dickens Little Dorrit free essay sample

Reviews Charles Dickens novel LITTLE DORRIT, emphasizing the social concerns evident in character, setting, plot theme. Charles Dickens was a novelists and social critic who had particular concerns about social problems such as prison reform. He wrote about the prisons not only of England but of America, the latter based on a tour he took of the country. In Little Dorrit, Dickens writes about prisons both real and symbolic, and his social concerns are evident in character, setting, plot, and theme. He develops these through a series of contrasts, and one of the issues on which characters differ is in their attitude toward money. Dickens writes about life in the nineteenth century and reflects his own concerns about the social structure and its effect on people at different levels of society. His characters are very real, and the society he depicts is believable and fully developed. Edmund Wilson points out that Dickens depends on a form of. We will write a custom essay sample on Dickens: Little Dorrit or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page .